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Life Insurance

Family Owned and Operated

There is nothing more valuable than your family. Protect it the best you can with the help of Catherine Burns Insurance in South Williamsport, PA. When looking for a life insurance policy, you want one that ensures a lifelong protection, while fitting the mold of your current lifestyle, budget, and other needs. That’s why we take the time to get to know you first, so we can provide you with the best options that will last a lifetime.

Types of Life Insurance

Typically, there are two types of life insurance policies: term and permanent. Our team will explore each of these with you, so you wholly understand what you’ll get out of your policy.

Term Life Insurance

Term life insurance only pays if a death occurs within the time limitations of the policy, which is usually within 30 years.

Level Term- When the death benefit remains the same throughout the duration of the policy.

Decreasing Term- The death benefit will decrease once a year until the policy’s term ends.

Term Life Insurance Plans - South Williamsport, PA
Permanent Life Insurance Plans - South Williamsport, PA

Permanent Life Insurance

Permanent life insurance, commonly known as “whole life insurance,” pays the death benefit whenever you pass, even if you live longer than 100 years. In the traditional permanent life insurance policy, the death benefit and premium remain the same throughout the duration of the policy. The cost of premium increases with age, but since it will become difficult to pay such a high cost at later in life, the premium and policy are set at a higher, steady rate upfront then supplement the rest later on.

Prepaid Burial

You should be able to make all of the decisions when it comes to commemorating your life. A prepaid burial plan lets you do just that. We will coordinate with your desired funeral home to create a payment plan so when it comes time, all of your wishes we will be fulfilled.

To learn more about our life insurance policies, contact us by calling (570) 327-1598
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