Types of ancillary insurance benefits

Ancillary insurance benefits are also known as supplemental insurance plans. These benefits are designed to help cover costs that are not typically included in regular insurance policies.

Ancillary insurance benefits can include a wide range of coverage, such as dental and vision insurance, life insurance, disability insurance, accident insurance, cancer and critical illness insurance, hospital indemnity plans and short-term recovery plans. These benefits can provide financial assistance for expenses related to unexpected accidents or illnesses.

Cancer Insurance Plans

A cancer insurance plan is a supplemental insurance policy specifically designed to provide additional coverage for the diagnosis, treatment, and related expenses associated with cancer. It offers extra financial protection and support in the event of a cancer diagnosis.

Hospital Indemnity Plans

A hospital indemnity plan provides financial support for hospital or skilled nursing facility stays. Essentially, it offers a cash benefit that the insured person receives if they are admitted to the hospital or skilled nursing facility.

Critical Illness Plans

The purpose of critical illness insurance is to alleviate the financial strain that can occur when facing a serious illness. It provides a financial safety net, allowing individuals to focus on their recovery and well-being without worrying excessively about the associated costs. Examples of critical illness includes heart attack and stroke.

Accident Plans

Injuries caused by accidents. It provides coverage for various types of injuries such as broken bones, fractures, lacerations, burns, and other injuries that occur due to accidents.

Dental, Vision and Hearing Plans

Remember, taking care of your dental, vision, and hearing health is crucial for your overall well-being. Where Medicare is lacking in these areas, Catherine Burns Insurance will help you explore the available options to ensure you have the coverage you need.

Short-Term Recovery Plans

A short-term recovery plan is designed to provide coverage for individuals who need temporary care and assistance during their recovery process. This type of insurance can be incredibly valuable for those who have recently undergone a surgery or have had an illness or injury, and need support during their healing period.